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Moneywise

The troubles of being American and poor

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  • andyjaggy American Fork, UT
    June 6, 2014 12:58 p.m.

    It's rather ironic, in an article talking about people who have take out payday loans, it is written that tricking your cable company into lowering your cable bill is somehow going to help. You know what is cheaper than a low cable bill? No cable bill! Believe it or not you don't have to have TV. You don't have to have a smart phone, heck you don't even really have to have internet, though the last one would certainly help you with finding a job and possibly making some extra money on the side.

  • JeremyR Murray, UT
    June 6, 2014 4:28 p.m.

    Besides the laughability of trying to reduce one's cable bill (I recommend that one reduce it to $0 and be done with it), it also seems a bit silly to avoid credit cards but then to use payday loan services, which charge an even higher interest rate.

  • george of the jungle goshen, UT
    June 7, 2014 1:46 a.m.

    I thought that the story was silly. Charge cards takes in billions in late charges. Payday loans interest rates fees and charges are criminals. The first thing you need to know is what you do with your money. You can control your electric bill by turning off a switch, you can control how much you drive your car, what you buy at the store and the hot water you use. Then you wonder what happened to America, because you realized you are confined and in the dark with no hot water.