A few years ago I was buying a new car from a dealer. I applied for the lone and
went back the next day. On his desk was a large stack of printer paper with
every thing I charged or had a lone on, in my entire life. He said that I should
not of seen that. That really tripped me out. I was OK but I'll never get
over seeing every thing I had ever bought, and if I was ever late or missed a
I like credit cards a lot. I get frequent flyer miles from airlines, and if
there is fraud the money doesn't temporarily disappear from my checking
account as it would with a debit card. The one time I use cash is when when
I'm with a group in a restaurant and need to pay my share of the check
without a lot of hassle.The best trick I learned: log on to your
credit card accounts once each week and pay off the current balance.
There's no law that prohibits you from making more than one payment per
month.This rubs your nose right in your weekly charges and makes you
very aware of your spending. It also prevents late charges.