Agreed!Add to that -- The millions of professional
career people, being constantly "denied" personal or family
coverage from the greedy FOR-profit insurance companies because of lay-offs,
buy-outs, job changes, or moves from State-to-State - due to a pre-existing
condition?The GOP offered NOTHING in return but a promise to make
Obama a one term president.And when that didn't work, they trample the Constitution with their tantrum!
It's either business or the governments responsibility to take care of
somebody, it is the individual's responsibility. People are responsible
for themselves, it is time that we remember that. Businesses are created to
provide a service and to make money, nobody creates a business to go broke.
People work there to earn money and if they don't earn enough they get a
different job.As for the government, we all hire them to do things for all
of us like police, fire, schools that is better managed than we can do by
ourselves, we never created a government to take care of us.
It is the law and Romney lost.
"...many people are hired by corporations at the minimum wage and not
allowed to work enough hours per week to qualify for company benefits."Excellent letter Newel. And thanks for pointing out an important issue.
Many people are claiming that the oncoming Affordable Care Act is the impetuous
for companies cutting back hours for their employees so they will not have to
pay for their benefits. While there is evidence that is true, the fact is that
companies have been using that practice for years. They are not interested in
providing benefits to the people that make their companies successful every day.
They are interested in maximizing their investment. Some people will say that
is their right to do so. But I follow the words of my late father engraved on
my brain by his good counsel - "With every right comes a
A business must make a profit. Without a profit, it can't hire you.
Without a profit it can't pay taxes and you can't pay taxes and the
government can't raise revenue. A businessman uses all kinds of accounting
tools to know if he is making a profit. One of those tools is "break even
analysis". He must know how much profit he is making from every item or
service that he sells. He must know how much prices must go up if expenses go
up. He must know how much his customers will pay for goods and services. If he
can't raise prices, he must cut costs - or he must close his doors.ObamaCare or the ACA, whichever you want to call it, is an unknown cost.
A businessman has no idea what it will really cost. All he can do is to
remove it as an unknown cost - by cutting hours. You can thank
Obama for that. It's his program. FDR tried to freeze wages - so we got
health insurance in lieu of wages. Obama is trying to force health care - so we
get unemployement instead of jobs.
high school fan wrote "It's either business or the governments
responsibility to take care of somebody, it is the individual's
responsibility."I think you meant to say "neither" and
in so doing you have stated the basic premise of the ACA. It is the
individual's responsibility and instead of letting free loaders use
hospital emergency rooms as their regular doctor, and not paying for those
services thereby driving up hospital costs for all of us which result in higher
insurance premiums, the ACA says everyone should have insurance. And for those
who can't afford the payments, the government will help them so that they
have access to preventive healthcare and will most likely remain more healthy
and avoid costly treatments that, once again will be paid for by those of us who
have insurance and take responsibility for our lives.
It is not now, and never has been any ones responsibility to take care of you
besides YOU!!! That is one of the big problems, with our country is the
entitlement, If you want a better job and better benefits then you do the work
needed to get it, and then you stop buying everything you want and going in
debt, when you spend every penny you make you will never make enough money...
People need to learn to save, and put money away, Learn to go with out. Stop
being so dependent on the government for everything, this is suppose to be a
free country, please stop throwing away the very freedom that so many have
given their lives for... So some one else can take care of you!!!!
The idea that essential services should be for profit is barbaric Mike, City
water, utilities, medical treatment, these folks should be free to charge
whatever they want, in your free market world.I remember well...
Christ saying that money is the root of all righteousness, and that society
should be based on ones ability to profit from there neighbors misery, who are
miserably because of their sin of poverty.Sorry Mike I don't
even use my insurance which I've had for over 30 years. I'd like to
think someone else might benefit now instead of my premiums being paid as a
bonus to someone who finds ways to deny consumers a benefit, just to increase
profit for shareholders.
Some people refuse to read. The People have assigned seventeen duties to the
Federal level of government. All duties not enumerated in the Constitution are
to be left to the States or to the people. There are many levels of
government. The people can choose to pay for services on any of those levels,
but government cannot self-authorize services that the people have not assigned
to it.Some people don't know the difference between public
services, such as police protection and private services, such as security
services for a business. Some people are so unfamiliar with Christ
and His doctrine that they would have us believe that Christ demanded that the
civil government force people to be charitable. Any person can
choose to pay another person's bills. The government does not require you
to ask permission to be charitable; but, this is not a Marxist nation. The
government cannot take from "those who have" and redistribute that money
to "those who have not". That is thuggery.ObamaCare is the
redistribution of money from the private sector to the general fund, where
politicians without integrity use that money to pay for "pork".
A gem. Rare around here.
Let me guess...like most of his fellow leftists, this guy probably thinks free
healthcare is really "free". Nobody pays for it! He probably thinks
there is not limit to how much money government can confiscate from the private
sector, without major ramifications. I'll bet Mr. "cradle to grave"
can't name 5 people working for a major corporation, that make minimum
wage. Starting wages at McDonalds in my area, are well above minimum wage, and
we have the highest minimum wage in the nation. Mr. socialist needs to realize
that we still live in a capitalist society, and that means corporations
aren't beholding to leftists social experiments.
Mike Richards makes this statement, "Some people refuse to read."And then as if to prove his own point he states, "ObamaCare is the
redistribution of money from the private sector to the general fund, where
politicians without integrity use that money to pay for "pork"."The ACA is not redistributing anyone's money. It is simply saying
that everyone should be insured and that insurance companies have to provide
coverage to anyone, regardless of the "pre-exisintg history." The
government will subsidize those who genuinely qualify for those subsidies and
the inclusion of so many more policy holders and the competition they will
generate by banding together in the state exchanges (for those who do not have
employer provided coverage) will drive insurance premiums down, just like they
do for the "group" called federal employees.That's all.
Let's all make a point to read the legislation before commenting on it.
@ECR,Do you believe that Social Security funds were not mixed with
the general fund and then used to pay for "pork"? What do we have in
Social Security's "locked box"? There's nothing but I.O.U.s
from Congressmen who are long gone, but who helped themselves to our Social
Security funds to advance their careers.What did Obama tell us about
ObamaCare? He told us that he would either wipe out the deficit or reduce it to
a level lower than when he took office AFTER ObamaCare was passed, implying that
he would have absolutely no qualms about mixing ObamaCare funds with general
revenue funds instead of keeping them in a "locked box" for use only for
healthcare.If an insurance company used policy premiums to give
George Soros a $2 BILLION loan to drill off the coast of Brazil, the management
of that company would be spending decades in prison, but Obama thinks that he
can do similar things with the money that he will force us to pay into
ObamaCare.As Mike R. said, "Some people refuse to read."
The facts have been printed. You don't have to pretend otherwise.
If the ACA is the law, and it is, why not implement it now without exemptions
for political favorites? Those favorites complain that they now have to give up
their "Cadillac" health plans and pay more. Welcome to the middle class.
The ACA web site had three years and hundreds of millions of dollars to prepare
for enrollment and it crashed the first day. It was a 600% cost over run. Is
this an example of the government serving the public in a thoughtful and
efficient manner and is it a harbinger of things to come?
The affordable care act, created at least 13 new taxes and possibly more. Most
of these taxes are not limited to funding health care. In addition the act
provides for subsidized costs to families based on if they purchase health
insurance through the private insurance market. That is wealth redistribution.
The act itself does not have the federals providing a source of health
insurance. The act itself does not have the federals providing medical services
to the poor and needy.
The ACA is already working for millions of people who would otherwise be
excluded by the obscenely profitable insurance companies. The companies ought to
be grateful for ACA; otherwise their days of exploiting sick people would be
Newel,Obamacare does not address the problem you describe. In fact, it
exacerbates it by encouraging businesses to further reduce hours for their
part-time employers.Try again, since obamacare does NOT address the
problem, why do you like it?Open minded,Why do you repeat the
lie that the GOP offered nothing in return?One vote,It’s
the law – why isn’t BO enforcing it ALL? Why isn’t he
enforcing our immigration laws? Why isn’t he enforcing laws aimed at
stopping voter intimidation? Don’t give us the “it’s the
law” garbage when even BO is NOT enforcing it!ECR.Thanks
for admitting it is true obamacare is having a negative effect on employment and
worker hours. Obamcare is forcing a reduction from 32 to 29 hours. And somehow
that makes obamacare good?HVH, Where did Mike say essential
services should be for-profit? You made that up so you could call him barbaric.
You heard Christ say, “Money is the root of all righteousness”? I
don’t see that in any of the scriptures. And you accuse others of making
Great letter. Typical tired responses to it.
To "Newel Standley" you realize that your letter is nothing more than
liberal propaganda.The ACA does little to nothing to protect
"those who are unable to protect themselves." In fact it puts more
people at risk because employers are dropping health coverage, cutting hours, or
can no longer afford to expand becaue of the ACA.Lets look at the
"evil" Walmart corporation. They have a reputation of paying low wages,
but how many of their employees are covered by insurance. According to various
sources 90% or more are covered one way or another.If you are
concerned about the number of hours they work, and any recent cuts, that was
directly attributed to the ACA and the expenses that it would put on
employers.Who is working for starvation wages? What you should be
asking is why are these people not looking for jobs that pay more? Why do they
expect tax payers to make sure they have food and clothing?
I love when repubs rant about the "entitlement" mentality. They rip poor people who cost us pennies while "ignore" the rich
people and corporation who receive billions in subsidies, tax breaks, and tax
loopholes.yes... I agree... Lets eliminate the "entitlement"
mentality. Lets force big oil and ag to actually be self sufficient and lets
close these tax loopholes. If I should have to pay taxes why then should big
families (who lack self control) and GE get tax breaks?
In a year most reasonable people will approve of the system. We need to ignore
the narrow minded bitter radical minority.
A comment posted on the Affordable Care Act/Obamacare FB page: "I
actually made it through this morning at 8:00 A.M. I have a preexisting
condition (Type 1 Diabetes) and my income base was 45K-55K annually I chose tier
2 "Silver Plan" and my monthly premiums came out to $597.00 with $13,988
yearly deductible!!! There is NO POSSIBLE way that I can afford this so I
"opt-out" and chose to continue along with no insurance. I received an
email tonight at 5:00 P.M. informing me that my fine would be $4,037 and could
be attached to my yearly income tax return. Then you make it to the
"REPERCUSSIONS PORTION" for "non-payment" of yearly fine. First,
your drivers license will be suspended until paid, and if you go 24 consecutive
months with "Non-Payment" and you happen to be a home owner, you will
have a federal tax lien placed on your home. You can agree to give your bank
information so that they can easy "Automatically withdraw" your
"penalties" weekly, bi-weekly or monthly! This by no means is
"Free" or even "Affordable."
@freedom fighter41Big families help support positive demograhpic
model where as small families support a negative one and taxation should be fair
and that is why tax breaks are given to small families. As far as "tax
loopholes" for AG and Oil most of them are to delay the cost consequences of
discovering oil, and Ag to help protect crops. Although I don't like the
Ag loopholes the oil loopholes are so we can actually collect revenue off of
Sal,All the training I have received on the new ACA, I have never
heard of the types of repercussions posted on the FB page.I know
there is going to be a tax penalty for those who do not have qualified health
insurance and are not exempt. In 2014: the fine is $95 per adult, 2015: $325
per adult and 2016: $695 per adult. This is figured into each person's
yearly tax return, and is settled no other way.I agree that the
insurance premiums are higher since insurance companies are required to expand
the type of coverage offered with a qualified health plan. That is the purpose
behind Premium Tax Credits for those whose income is 100% to 400% of the federal
poverty level.Obamacare is not free. However, the law is set to
make it more affordable than traditional health plans, especially with
government subsidies for lower income families. (Whether the country can truly
afford this is an entirely different argument, however.)
Some people will like the ACA. Some won't. We don't have to all
agree. But we do need to move on before this train hits us.
The Non Affordable Care Act is nowhere near 1 million people yet. The government
is estimating that figure based on hopes and sound bites. The non biased news
has been reporting that it is far less than that due to the online system that
does not yet work. Once people go on they see the increased cost for health care
and they are backing away. The only problem with that is that the IRS now has
their information and will coming looking for the fine if not insured. Never
good to be the genuine pigs for the Obama non Constitutional form of
"I am bothered by the fact that many people are hired by corporations at the
minimum wage and not allowed to work enough hours per week to qualify for
company benefits."Blame increases in part time work jobs on
Obamacare."It is bad enough to work at a starvation
wage."Blame poor wages on your lack of training and
education."If the businesses in our country won’t care
about citizens of our country, who but the government is left?"Businesses are in business for essentially one reason... to earn a return for
shareholders.----------------------- @one vote:"It is the law..."Immigration laws are also 'the
law.' Obama continues to violate immigration laws to the extent that he
should be impeached."...and Romney lost."And the
Republicans won the US House of Representatives. The US Constitution assigns
control of the government's purse strings to the House.
@FreedomFighter41:"Lets eliminate the 'entitlement'
mentality. Lets force big oil and ag to actually be self sufficient and lets
close these tax loopholes."Loopholes, as you with to call them
are for the purpose of encouraging capital investment... without which
businesses and thus, jobs would begin to disappear. Keep that in mind."If I should have to pay taxes why then should big families (who lack self
control) and GE get tax breaks?"You can get a few tax breaks,
too, if you play your cards right. For example the mortgage interest deduction
on schedule A of your 1040 Federal Income Tax return... And why do you suspect
the government allows folks to take that deduction? Answer: To encourage
investment in real estate.
To "FreedomFighter41" unless you are uber rich, the poor do not cost us
pennies. There is a study out there that shows that if a single mother with 3
kids goes on welfare, and earns only $20,000/yr she lives equally to somebody
who earns nearly $70,000/yr thanks to all of the benefits that she would be
eligible for."Big Oil" is not only self sufficient, but they
are one of the largest tax paying industries. They pay billions of dollars in
taxes, royalties, and other fees. If you look at how much they pay to just the
Federal government, they have a tax rate that is easily pushing 20% of their
revenues. Their profit margin is only 6.5%. The Federal Government gets more
of their earnings than they do.We need to set the tax laws so that
individuals cannot get more back on their tax returns than what they paid.
Everybody should pay taxes, so that they have some skin in the game.
The real issue is that government is already involved in healthcare and the
unintended consequences of requiring medical certification, drug certification,
procedure certification ect give the medical community exclusivity. Add on top
of that the record greed and profits the medical community is taking from their
improved exclusiveness and 40 million Americans can't afford medical
insurance.Heck, without insurance I know I can't afford a $300
visit when my kid has a fever. Unless you agree to deregulate the entire
healthcare industry including legalization of ALL drugs, you need to support
fixing the healthcare system so it's more affordable. The ACA
was the republicans idea. If it's so dangerous why did THEY promote it in
the first place!? The fact is the only dangerous thing to them is letting the
democrats win anything. They are NOT patriots!