Being broke is one of the most difficult things to be in our society. My wife
and I struggled the first years of our marriage, but got it figured out. The
key is to live below your means. The single toughest aspect of that is health
insurance. Without it, all it takes is a single event, a simple broken leg, a
badly cut finger, or getting sick to devastate your life. Even with good
insurance, a single event can destroy your credit and your ability to pay your
bills. That is why, over the past few years I have completely
changed my thinking about a government plan to cover health care costs.
Obamacare is not the answer, but neither is the current system. Instead of both
political parties working to resolve the problems, nothing will change and we
will be left with the worse health care system outside of third world countries.
I've been broke! but I still wasn't poor.I think that
being poor is a mindset and a lifestyle.You have to work your but
off to get out of that hole you dug for yourself. You can still be clean and
organized and have a plan.Lazy, unorganized, no hope, no vision, and
giving up. Living like a slob. That is just plan sad and wrong. Cheer yourself up. Clean up your surroundings. Get excited about living.
More money will come when you start doing something about it.Good
I'm sorry, but overspending and being too proud to admit it is not being
broke. Not being able to have Applebee's is sad, but not being able to
afford McDonald's is broke. Considering eating what others would throw
away is broke. Applying for jobs for two years straight and only being able to
find part time jobs that won't pay the bills even when you work two or
three of them is broke. Paying a debt to the government that takes more than
half your income every paycheck is broke. Not being able to buy medicine
because you work too many part time hours for state health insurance, but not
enough to pay for the medicine you need, is broke. And not having a place to
live because your family doesn't want you living with them, that is broke.
Living is hard enough without the burden of poverty and people unwilling to lend
a hand up.
Options, I think you missed the point of the article. I'm sorry you had
such a difficult time but the first point was BAD DECISIONS usually cause bad
situations. Paying half you income to the government for education or taxes or
whatever is because of a bad former decision. Not being able to purchase
medicine because of working too many hours is an excuse for another bad
decision. Not having a place to live is because of another previously bad
decision and usually combined with poor planning on your part. Point two is what
did you learn from this? and how have you changed your decision making? If you
continue to make the same decisions you can expect the same results. The third
point is that self restraint and control is the bed rock needed to become
successful in almost any situation. You didn't need a hand up
you wanted a hand out. Your family was doing you a favor by saying NO! and
helping to teach you responsibility.
I can mess things up than tangle things up trying to make my mess better. I can
really make a fine mess.. I learned to, listen and ask someone for advice.