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Moneywise

What to know before buying cell phone insurance

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  • jpjazz Sandy, UT
    June 14, 2013 2:58 p.m.

    A well researched article, my experience fully support the authors conclusions.

    We have 4 phones on a Verizon shared plan, all with different contract experations. If a phone is lost or user damaged we can get a replacement using an eligable free or reduced price upgrade. If a phone breaks due to defect, it falls under the 1 yr manufacturers waranty and is replaced free of charge by Verizon.

    In essence we self insure ourselves..

  • justired Fillmore, UT
    June 14, 2013 9:00 p.m.

    I skipped the insurance years ago after, with my first claim (a lost phone on a desert hike,) they insisted I had to file a police report of a "lost or stolen" phone before they would consider the claim.