Sounds like the insurance companies have figured out this is a good time to jack
the rates up with all the blame being deflected to the President.
Sounds like Obama lied when he said the average American will save $2500 per
year on their health care. Sounds like Obama lied (not misspoke) when he said
you could keep your doctor and/or plan.This article reeks of bias.
They say "blame" as if none of this were Obama's fault (but then
again, when is anything EVER Obama's fault?). They make it sound like the
economy should be blamed, but I thought Obama himself said the economy was fixed
(after all, he said if he didn't fix it in 3 years he didn't deserve a
second term). Even if you do blame it on the economy, it is still Obama's
fault: anyone who thinks that Obamacare is helping the economy has not been
paying attention to what's going on.
Insurance rates would never go up otherwise, Right!
@HutteriteThe blame isn't being "deflected to Barack
Obama," he rightfully OWNS the blame!ObamaCare forced insurance
companies to cover things that many people felt they didn't need or would
ever use. Prior to ObamaCare, insurance companies allowed people to pick and
choose what type of coverage they wanted. Many people chose, to leave out things
which they felt they could pay for on their own, like regular checkups.Now that a specified "list" of things that must be covered "under
federal law" have been forced on insurance companies. They find that they
must raise their rates in order to compensate. Otherwise, they will go out of
business. Which by the way is want those who back ObamaCare want. That way they
can force us all to get coverage via a Single Payer System that will be run by
the federal government.The blame for rising insurance rates can, and
rightfully should be, placed at the feet of Barack Obama and those who backed
the Affordable Health Care Act.Affordable? Just another lie we were
told by those in charge.
Recently, a panel of computer experts were brought before Congress, and asked
this simple question?Do you feel the Federal government health care
website is secure and would you be willing to put your personal information into
it?Every single expert said "No" - I would not enter my
personal information.What excuse will the Federal government use
when their website is hacked and hundreds of thousands (and perhaps millions) of
people's personal information is stolen?"We're sorry,
we never foresaw this happening."Do not trust the Federal
government's health care website!If you need coverage, find it
on your own. The government's database is going to be hacked or worse yet,
stolen by an unscrupulous employee. The information it contains, will be worth
millions to them. It's just too big a target.If you don't
believe me, I want to jog your memory with one name.Eric Snowden
Obama Care tightly regulates the profit margins of insurance companies. If your
rates are going up there is only one reason for it: Obama Care."That undercut one of Obama's central promises — that you can
keep the coverage you have if you like it. The White House never clearly
communicated the many caveats to that promise."This article soft
peddles the truth to an unbelievable extent. There were no caveats. EVER!Put yourself in the place of a small business man with 45+ employees. If
you go from 49 to 50 employees you are covered by Obama Care and have to provide
health insurance. That is $8,000 per employee or a $400,000 hit. How much could
you automate, outsource, etc. for $400,000 EACH YEAR.Obama Care is
responsible for 1. People losing their insurance.2. Higher
premiums.3. Higher deductibles.4. Losing coverage of family members
(Obama Care does not require that spouses of employees be covered).And next they will be losing their jobs.Employers can do many
things to avoid becoming OC+ (Obama Care Positive), including splitting their
corporations in to multiple companies so they never hit the magic number of 50.
How about we ask the question... are premiums even rising? If so, how much are
they rising (compared to pre-Obamacare rises)? Why are they rising (are people
just switching to better plans or something else)? Are deductibles increasing?
If so, why? Are more people covered than before (that one is yes for sure)? Or we could just poll and let people blame Obamacare for stuff that may
or may not even be true.
To "atl134" yes, premiums are rising. Read the Forbes article
"ObamaCare Will Raise Average Insurance Claims By 32% For Individual
Coverage The Next Four Years". There we see the anticipated direct impact
of this mandate. That is starting next year.This year, thanks to
Obamacare we get a 41% increase. See Forbes article "49-State Analysis:
Obamacare To Increase Individual-Market Premiums By Average Of 41%".People are not just blaming Obama for stuff that has nothing to do with
him. People are blaming Obama for the mess that he created in the healthcare
system. We had a system that had 80% to 85% satisfaction, in favor of a system
that 2/3 of the US did not support.For those that think a single
payer system is the way to go, just look to England to see what you get. They
have a 2 tier system. One for the poor that is second rate and kills people as
they wait for treatment, and one for the wealthy that gives them great care. Do
we really want that here?
In 20+ years of paying health insurance premiums, not once have my premiums
decreased. Not one time.The greed based system isn't any
better. In fact, I would say it's worse.
@HutteriteInsurance companies will charge as much as they can
because they CAN charge as much as they can. That is their prime objective
regardless of whether the president is to blame or not.There is
nothing the ACA can do about it.
"The greed based system isn't any better. In fact, I would say
it's worse"Insurance companies exist to make money. Is it
overpriced? Possibly, but to call it greed is a cop out. You don't have
to buy their health insurance plans. If people have a better alternative, then
I suggest they start their own insurance company and charge lower premiums.
Insurance rates have gone up every year for a long time. This year is no
exception, however, the hope is that the ACA will eventually help this. And the
rising rates that were already in place is no reason to deny coverage to people
needing healthcare. I'm very happy to have it after seven years. People
need to do their homework before making accusations.
Kimber. What homework remains to be done? The facts are in. Obama lied to get
this plan passed and him reelected. Forcing insurance companies to cover more
has caused rates to go up far more than they normally would. Many young people
are finding their rates quadrupling and deductibles doubling in Obama's
attempt to redistribute income. Obamacare and Barack Obama have been outed. The
Emperor has no clothes.
mcbillay: If premiums have always risen and will continue to rise, then at what
point does the Affordable Care Act make insurance "affordable"? Of
course we have these subsidies extended to both individuals and to state
governments, but with a looming 17 trillion dollar national debt, how long is
this financially sustainable?It is true that people need to put
aside ideology but it is difficult for some to put aside their reservations
about the ACA when from start to finish the prime objective was so that Obama
could have landmark legislation on the books that could define his presidency.
This is why they kept the underlying faults of the ACA from the government and
hastily pushed out a buggy website.No matter how great the pool of
consumers and the increase in preventative care, it will be offset by a large
swath of the population with preexisting conditions. Regardless, insurance
companies in the long run will continue to charge as much as they can get
through increased premiums, deductibles, and copays.
The devil is in the details.
Try using a search engine to look up any of Obama's revealing statements,
like, "If you've got a business, you didn't build that. Somebody
else made that happen." With some time behind us, most of the results are
sites smoothing over the president's statements. It will be no
different with the statements on the ACA. Last time I searched the, "If you
like your plan, you can keep it, period." quote, I mostly got results about
how the president is now telling insurance companies to reinstate the old,
cancelled, now illegal policies. The press is madly trying to protect this
president from himself. At least a few more news sources are taking the task of
protecting the people of this country instead of protecting the president. That
is why more people are unhappy with the president. Riverton cougar
is right. This article reeks of bias in favor of the president. But the reek
here is a stinkbug when compared to the stench of most the major media sources,
which smells like a recently smashed skunk.
this is what happens when americans vote (twice) for an inexperienced,
Loyalty to Obama runs deep, as some of the above comments attest.But
sticker shock is already here.My premium didn't go up, but my
benefits went down in a big way.The deductible DOUBLED.I lost access
to my local hospital.I now pay for my office visits. (Yes, I get a free
physical.)Of course, people blame the insurance companies. But exactly
what did Obama supporters think would happen? How else did they expect to pay
for the millions of previously uninsured?But the worst news is yet to
come. Unless healthy people agree to pay premiums the whole plan collapses.
The mind numbing loyalty that some people have to Obama and liberalism is
astonishing.If a Republican president had done something like this
we would be talking about impeachment.Liberals have lost all
credibility by not attacking Obama for this disaster.
Insurance rates never went up when Bush was president. Everything was glorious
and wonderful then. Rightly or wrongly, I blame greedy conservatives
for everything and a lot of people agree with me. So there.
@Redshirt"This year, thanks to Obamacare we get a 41% increase.
See Forbes article "49-State Analysis: Obamacare To Increase
Individual-Market Premiums By Average Of 41%"."That study
didn't take into account subsidies so I will ask you again, and this time
try not to pass on misleading information... are premiums actually increasing
@ atl134Where does the money come from that accounts for these
subsidies?So if I am getting this right since I make to much to get a
subsidy, I foot the increased premium bill. Coming January 1st I am making
significantly less than this month.I know the answers to where the money
comes from, I actually read through the law.One thing that is crazy about
it. If a small employer pays his employees on average more than 50,000 a year he
cannot receive tax credits.That is forcing the employer to either cut
wages or lose more money.I have 500 more little things I can inform you
I wanted to ask everyone how they are going to spend the $2500 Obama promised
his healthcare law would save them in insurance premiums each year?
@atlYou can say that again.
All of these shenanigans with this health reform should point back to one and
only one answer:Socialism does not work!If you have a
buisness, when there is more demand for a product, you have to raise the prices
of your product to ensure that there will not be any shortages (and lower
quality). Either that or raise the supply (which by the way is falling in the
case of doctors for health care). Even if you do raise the supply you will
still need to raise your prices because you will be paying more to the supplier
to get even say 100 new widgets.If you try to control the prices (a
la Maduro in Venezuela), you will have shortages (and lower quality).This is basic economics and basic math. Obama should NOT have made any of
those promises, but he had never run anything previous to being a president.There are lots of people on both sides of the aisle that suffer from a
shocking economic illiteracy.
Ernest,Obamacare does nothing to address the problem you mention, it only
acerbates it.atl134,who pays for subsidies? Obamacare does
NOTHING about costs. To say, "someone else pays it” is typical
Were the people that put out this poll the same ones who promised us a new,
competent leader in the WH?
Cannot blame Obama.He said we would save $2,500 a year, and we can
keep our plans, and doctors.Obama would not lie about this. The fault are either the Republicans, Tea Party, or George Bush.
If you think Obama is at least somewhat responsible for the problems with
Obamacare, you might be a Republican.If you think Obama is at
least somewhat responsible for the state of the economy, you might be a
republican.If you think President Obama has lied to the citizens of
this country, you might be a republican. If you think in 5
years as president, Obama has shaped this country for the worse,you might
be a republican.If you think, after 5 years as president, Obama has
no ownership of the condition in this country,you are basically admitting
he is ineffective and incapable. - so you worship him!If you think
all that is good comes from Obama and all that is negative comes from, Bush, you
are a brainwashed democrat.The ACA, Obama's crowning
achievement, a purely democrat creation, doesn't address the problem with
health care, it's outrageous price. It just assumes that health care is
priced just fine, or should cost more, and that someone else should pay for it.
Those of us on the right disagree, not because of race, or party,
but because we think health care should cost less to make it affordable.
If you don't like your president. Too bad! You still get to keep him.
I wonder what people would be saying if this Health Care Plan had been carried
out by Mitt Romney. I'm sure a different tune. Time to get off your
soapboxes and admit your prejudice. The part of our country that is going down
the toilet is the religious and self-righteous.
@postaledith "I wonder what people would be saying if this Health Care Plan
had been carried out by Mitt Romney."It might depend on whether
he had lied to everyone to get it passed. But, one way or another, if it were an
identical plan, it would be subject to all the same criticisms. I'd be
saying it stinks. Taxing people for what they don't buy is a bad idea,
whether it comes from a Democrat or a Republican.
@postaledith - the reason we all know you're right is that all Republicans
and conservatives were praising Romneycare so wildly.Oh wait...