Doctor will charge patients a flat yearly fee for services
Wonderful!! It's time to end for-profit insurance!
Wonderful!! I agree that medical insurance should be catastrophic coverage. We
don't pay for oil changes with our car insurance - or even major repairs. Every
American should have a health savings account that they use to pay for their
health care needs. In addition they could pay for insurance to pay for huge
So this plan would cost me $708 per month to provide my family with medical care
from a doctor. And I would still need insurance to cover hospital stays,
catastrophic injuries and such. So how is this helping people that can't afford
This is known as boutique medicine and can only work for that small niche of
patients that can afford to pay cash and don't need hospital care. It is a
novelty, not a solution.
Do you not think the Doctor is trying to make a profit too? Seems a bit steep
plus you're still exposing yourself to SIGNIFICANT risk on the back end as they
don't cover anything catastrophic that your insurance would cover. Typical Utah
family you're looking at well over $6k for coverage + whatever supplemental
you'd have to purhcase to cover catastrophic injury. I currently pay $4k per
year out of pocket for family coverage (via employer) $15 copays and I'm done
plus the plan covers up to $2.2M in expenses (I do understand that I'm blessed
to have good coverage).The argument has always been it's to
expensive and this type of option doesn't do much for those that currently can't
afford it however I'm sure some will like the plan and that's great, free
society free market, let everyone do what he or she would like, keep the
government out of our lives and start living a bit more healthy and insurance
costs will stop their metoric rise.
Catastrophic insurance coverage can be very expensive. My mother has a
catastrophic plan with a $10,000 deductible and still costs her $700 a month.
She is in her 50's. The problem is that even minor body repairs can deplete
your health savings plans in no time at all and people will still face
bankruptcy. For instance, my father, who is uninsured, had a bleeding ucler. No
surgery was required, but the tests alone and two days of hospitalization cost
well over $15,000. That was utterly ridiculous. I had to have a two inch cut
stitched because it was on my shin and the wound wouldn't stay closed. The
cost? $1,500 at the hospital. (All the local insta-cares were closed). Double digit increases in health costs charged by hospitals and doctors
is unsustainable and eventually, only the very wealthy will be able to afford
health care whether it is paid for by insurance or a health savings account.
This would be ok for some, paying the fee to "reserve" their doctor, but not if
they have to pay for comprehensive health insurance that is being considered as
mandatory by our congressional leaders and the President. If one only had to buy
the catastrophic coverage after paying the retainer to their doctor, a few more
might be able to afford it.This just adds to the struggles of individuals
to obtain affordable insurance.
Have a stroke, pay $250,000 for 3 MRI's, end up selling house. You
have this health care all figured out Dr. Jennings.
What do you want from health care is the real issue. Do you want health care or
do you want a gaggle of doctors all disagreeing and perpepptetuating a system of
ineptness? These doctors are on the right track to treat patients, not corporate
medicine.People expect too much from insurance. People have the
misconception that if they have insurance that all services are free. If you
want cheap insurance pay for your own office visits and lab tests and drugs.Corporate Medical providers are defrauding every insurance company on
the market and you pay for it in your insurance premiums.And there
is no insurance that will cover catastrophic health care in full, just ask all
those that have been put in to bankruptcy and penniless by corporate health
care. Every person is responsible for their own cost of health care.I don't think there is 3 in 10,000 people who ever question what hospitals or
IHC's bill to their insurance companies. All they see are the co-pays and never
once question or review insurance charges in detail.Health care has
lost its soul and empathy replaced with a system of fraud.
Good luck. It'll never fly. Well, maybe, because it is in the realm
of the well heeled. But what average person/family could afford
those costs ON TOP of insurance premiums to cover conditions requiring hospital
I think that I would rather see him drop his prices by 40% with that 40% drop in
overhead rather than simply increase the time spent with each patient that much.
We are all used to the level of care that we currently get from our
doctors. What we NEED is to be able to afford it.
I'm old enough to remember a true family physician. Young enough not to be
eligible for social security yet. My family doctor did house calls, office
visits, hospital rounds, minor surgeries AND knew every member of my 7 member
household extremely well. He was a true doctor and didn't look at his watch at a
visit either. I have to laugh. Today's doctors don't know what busy really is,
or compassion. This guy is on to something but...it's not quite there.
It seems that he is going to get a lot of very sick patients who can't ge
insurance. If you are healthy this won't save you money. Good luck with that.
It still leaves you exposed to risk from catastrophic illness.
Granted, it is a choice between this or dealing with the corrupt insurance
industry. I guess choose your poision.
When you can't get into the gov't run clinic for two months and have to wiat
two-three hours in the waiting room under the health insurance plans of the
gov't then you to will sign up for one of these types of doctors.
There is insurance that will cover catastrophic health care. But you can only
apply after you've lost everything. That's something that other
industrialized companies don't require.
The changes that need to be made to the health systema are four fold.First
we need to require change in cost of services with the doctors and hospitals by
at least 20%Second we need to see changes in the reduction of cost
in our health insurance by 20%Third we need to have laws updated as
to the amount that can be sued for under malpractice insurance by the end of the
year.Fourth as patients of health care we need to better understand
our insurance coverages and know that health insurance companies are never going
to payout more than they take in. They will alway raise rates.The
doctor Jennings has a pretty good idea but need to change the delivery of what
it cost a pay per visit not per year and cut his cost in half for cash payers.
The problems that i see are if you are out of town then what. I remember the
movie Doc hollywood and the doctor in the town made house calls and used common
sense when treating patients and also knew his patients personally. It should
cost about $40-$50 for 15 min with the doc.
I don't understand why we expect doctors, who have to pay for building, lights,
nurses, etc. Plus try and feed their own families, why are they not supposed to
make any profit. Every person who works expects to be paid for that work.
Insurance companies also have to pay for all their employees and expenses. I
understand they have a 2 percent profit, who should get paid more bank officials
or the medical profession? I want the government to leave everyone that has
insurance and is happy alone. Help those who have lost their insurance or can't
Doesn't sound like a good plan except for the dr... if yu have insurance keep
it.. also start eating healthy and do excercise stop junk food eating and being
a pig at the dinner table.....use your brain to control your bad habits.....
What a breath of fresh air!! I believe every human has the right to medical
care and here is a Dr. who really cares and just wants to help. I'm so glad to
see those responsible for giving the care take responsibility and ignore the
Wall Street Dr.s who just want to profit from people's health issues. Kudos to
you Dr. Jennings and those whom you bring into your practice. When my health
insurance runs out, I'd be more than happy to give my money to you and others
I tried to talk my Dr to go this route and the first thing out of his mouth was
IHC wouldn't like it. My first thought was where are his fiduciary duties lying
IHC signs his checks. Sounds like a conflict of interest to me
This is great! More options for people to choose from is excellent. His fees
are about the same as I am paying for my families insurance each year. There is
discussion here in Utah about not taking part in the Federal Mandated Health
care plan, and I hope that comes to pass! Anything the government is involved
with becomes much worse. There is supplemental insurance that is not too much,
AFLAC has some great options, some of the policies I have with them are less
then $20 a month. They have a hospital plan and many others... a lot to think
the Democrats have to offer. In the future Obamacare will not be a bad word but
a blessing. What a great President!.
This is fine until you need x-rays or need to stay in the hospital. What
happens when you need a specialist? Then you have a real problem!
A family of 4 would pay him $5,500 a year whethere they needed more than one
visit or not. And xrays aren't covered? What about a mammogram?Then
there is the hospital, will he have privilleges at any?Kristine
This scheme is only for the benefit of this doctor. It won't help the patient
who needs outside services. I think this is essentially a scam if a patient
thinks this scheme will meet their health insurance needs. This doctor is
doomed to eventual failure.
I understand why the doctor doesn't want to hassle with all the ridiculous
paperwork required by the insurance companies, but his plan is not really a
viable alternative for any but affluent and basically healthy patients (known as
the "walking worried well").
$1,800 per year. That's $150 per month. Holladay is quite a wealthier area of
SLC. That is a lot more than I spend per year at my Primary care Physician.
Sounds like the divide between the haves and the have nots is getting wider! If
you can afford it, great! If not, suffer! What about emergencies? Nothing in
this plan will care for you if your appendix need to come out or your leg gets
broken! I applaud him for pushing insurers aside, their job increasingly is to
deny services and claims. I'd also like to remind everyone that a majority of
the US is for health care reform. Our country has the worst health care system
in the world! I'm so tired of the cost, bankruptcy to people with or without
insurance, change jars and fund raisers for people with medical needs. We don't
do enough. Our teeth are shot, we have life long chronic illness and insurance
and Dr. costs increase every year and gobble up our flat wages. I've given up
even going to Dr's anymore. What a mess!
This is not a panacea, but it is a step in the right direction!The
biggest problem with our current healthcare system is the disconnect between
payors and providers. Adding to the problem is that most of the people out
there have no clue what their healthcare costs. People with employer-based
plans don't realize that the employer just docks their pay up to $1000 a month
to provide a health insurance "benefit."It will be interesting to
see what it would cost for a high deductible insurance to cover everything above
and beyond what Dr. Jennings covers.
Well I would like to live my life without having to do paperwork too.It
seems like I spend half my time working, and the other half writing down what I
did.Certainly understand where the doctor is coming from.Hope it
works out for him. Seems more expensive then just having health insurance
however, do not know what the benefit is for patients.As much as we would
like it not to be health care is a business.
My chiropractor, Dr. Watson, in Lehi only takes walk-ins and charges $30 per
visit, no insurance needed, but who cares since my co-pay with insurance would
be $30 anyway. And he's not one of those chiropractors that tells you that you
must come three times a week forever. I try to go monthly.
The comparison to car insurance is stupid. When my car gets old enough that the
monthly repairs are higher than payments, I junk the car and get a new one.
Can't do that with grandpa, or with a son that has Crohn's...
Health care is not a right! It is a privilege. One in which is given for just
compensation. So how much is your health worth? More than a nice car? a TV?
The truth is that most people would rather skimp on health care and splurge on
travel and entertainment. Subtract a car payment, cell phone, cable and
internet and you should have enough for health care (whether through insurance
or pay as you go).
Your DC must be one of those that "cures" heart disease. cancer, tooth decay,
etc, etc...He's a "quack".
MY DOCTOR, AARON HARTLE IN SPRINGVILLE DOES EXACTLY THE SAME THING FOR 35.00 a
month AND HAS TWO LOCATIONS--ONE IN SPRINGVILLE AND ONE IN LINDON WITH A HEALTH
CLUB MEMBERSHIP INCLUDED. THE NAME OF HIS CLINIC IN SPRINGVILLE IS THE PACE
CLINIC. THE CLINIC IN LINDON IS CALLED NUCEA. ALL OFFICE PROCEDURES AND VISITS
ARE FREE AFTER THE 35.00 PER MONTH. A FAMILY IS LESS. THIS GUY IS NUTS TO BE
CHARGING SO MUCH!!!
So a family a 5 would be $6,500 a year, which doesn't include X-Ray's or any
kind of hospitalization should it be necessary. Yeah sure that's a deal. Good
Heath care should not be considered a privilage that only the wealthy can
afford. There are so many of us out there who are living modestly within our
means and still struggle to pay for our out of pocket expenses that we pay on
top of our premiums. My family is young, my husband and I both graduated
college and both work. I honestly think it is ridiculous how much we struggle
with paying medical bills. This doctor is onto the right idea, its not perfect
but it is a step in the right direction. If I were single, or if it were just
my husband and I, we would consider something like this just to cover our yearly
physical and doctor visits for minor issues.
Non-profit is always going to be more expensive than for profit. The idea that
profit makes things more expensive is just another myth that has resulted from
ignorance of basic economics. The profit motive inspires & creates competition
and provides incentive as different entities compete for that profit. And to
compete successfully, the entities involved must be more efficient, innovative,
productive, etc. than their competitors. This results in better products for
less money. After all, in competitive market, people have a choice where to buy
the things they need & want. In a non-profit situation, there is no profit
motive, and consequently no incentive to be efficient, innovative, etc. When you
have only one source for the things you need, you had better be prepared to pay
a lot for very little.
I think this is a great idea. By establishing the pricing that he has he limits
his number of patients and is able to offer a higher level of care. A family of
five with a high deductible plan would spend about $8500 a year, or $708 per
month, on health care costs. There are a lot of self employed people paying that
right now. This sounds like a good deal for some, although not all.This doctor is on the right track. This is more in line with what medicine
should be like. Use a high deductible policy for catastrophe and a family
physician charging flat fees for everything else.
The good Dr is doing 40% less work without insurance claims, seeing 1/5 of the
patients he currently sees, and will likely sustain his standard of living.
Sounds like a good deal to me!I think I'll stick with what I've got.
If more doctors would do this, BUT make their fees more reasonable than his we
could all manage with a catastrophic care plan for the worst scenario requiring
further intervention like surgery and diagnostics. My husband and I eat
extremely well, healthy, no sodas, pre-packaged high sodium foods etc. and have
good cholesterol and no diabetes at ages 60. We only lack routine wellness
checks and blood work because we lost our jobs. That would be perfect but at
this price? No can do. The good Dr. Jennings and others need to sharpen their
pencils and come back at it.
i see the doctor has no partners yet...surely that is a sign that this scheme is
a bit rocky. I think this is a great plan for people who want to see their
doctor daily or multiple times per week. that is the only way I can see this as
being cost effective. Patients who need or want good pain killers would be
great candidates. No price is too high for them. Patients who are wealthy and
don't want the fuss of dealing with insurance companies. Lets come back in a
year and visit this good doctor and see how his practice is doing.
Dr Jennings,BRAVO! I don't agree with any of the doubt and sarcasm
expressed by others. You are forging territory that is not really new. Your
business model has proven successful in a variety of markets and dates back some
years. Best of luck with your new venture. I think the managed care model is
rapidly running out of steam -- higher copays for patients, less reimbursement
for you -- hmmm who's pocketing the difference? You have it exactly right! Any
interest in a tiered cash-only prescription drug formulary?Well done
and Best wishes.
Thank you!! Dr. Jennings was our family doctor in the past, and is a wonderful
doctor. We will be first in line. Thank you so much for doing this.