nailedboutique.com

Monthly fees add up. First it's a gym membership for $49 a month, and then comes a Netflix subscription. Deseret News calculated how much consumers could save by foregoing some monthly expenses and instead put them towards a retirement in a traditional IRA. We based the IRA balance number on Bankrate.com's traditional IRA calculator. The figures are for a 30-year-old who makes $50,000 a year, will retire at 65 and receive a 5 percent rate of return on the IRA. Check out other articles on saving and retirement: • No coupons: Secrets to beat rising food costsNegotiating when to retire can put a strain on marriageRoughing it: Millennials are finding shelter amid financial fearsWant a big retirement fund? This is how it's done

Monthly Complete Mani & Pedi at Nailed in Salt Lake
nailedboutique.com

Monthly Cost: $47
IRA Balance by retirement: $53,488

The Gym at City Creek membership
thegymatcitycreek.com

Monthly Cost: $49
IRA Balance by retirement: $55,764

NFL Sunday Ticket Max on DirectTV
Charles Krupa, Associated Press

Monthly Cost: $59.99
IRA Balance by retirement: $68,282

Big Mac Value Meal every week (or equivalent priced fast food)
David Duprey

Monthly Cost: $21.16
IRA Balance by retirement: $24,183

The price for the fast food meal is based on a McDonald's in Salt Lake.

Xbox Live Gold Membership
Shizuo Kambayashi, Associated Press

Monthly Cost: $5
IRA Balance by retirement: $5,690

Data plan for a smartphone
Michael Brandy, Deseret News

Monthly Cost: $30
IRA Balance by retirement: $34,141

Coffee
Brian Nicholson, Deseret News

Monthly Cost: $80
IRA Balance by retirement: $91,043

The average American worker spends $20 per week on coffee, according to The Consumerist.

Subscription to the Wall Street Journal
wsj.com

Monthly Cost: $9.16
IRA Balance by retirement: $10,432

Tanning membership at European Tan
Chris Seward, The News & Observer

Monthly Cost: $24.94
IRA Balance by retirement: $28,356

Daily 64 oz. fountain drink from Maverik
maverik.com

Monthly Cost: $48
IRA Balance by retirement: $54,246

Comcast Internet
Paul Sakuma, Associated Press

Monthly Cost: $19.99
IRA Balance by retirement: $22,761

Full Maid Service from Molly Maids
shutterstock.com

Monthly Cost: $160
IRA Balance by retirement: $182,086

This price is based on a home with two stories, three bedrooms and two bathrooms.

The maids will clean the house for about 4 hours.

50GB of cloud storage with Mozy
mozy.com

Monthly Cost: $5.99
IRA Balance by retirement: $6,828

Netflix
Wilfredo Lee, Associated Press

Monthly Cost: $15.98
IRA Balance by retirement: $18,209

Switching to public transit
Joey Ferguson, Deseret News

Monthly Savings: $179
IRA Balance by retirement: $200,294

This number shows how much an average consumer in Utah saves on transportation costs by switching to a UTA pass.

The average American spends $368 on gas in a month, according to CNN Money.

A UTA Premium Express pass goes for $183, thus saving commuters $173 per month.

Average Spending on iOS apps
Brian Nicholson, Deseret News

Monthly Cost: $4
IRA Balance by retirement: $4,552

The app spending figure comes from Apple mobile site iDownload Blog.

Membership at Massage Envy (massage therapy clinic)
Kristin Murphy, Deseret News

Monthly Cost: $49
IRA Balance by retirement: $55,764

Annual Personal Plus Linkedin Account
Tony Avelar, Associated Press

Monthly Cost: $7.95
IRA Balance by retirement: $9,009

Linkedin is a professional social networking website.

Spotify Premium
spotify.com

Monthly Cost: $9.99
IRA Balance by retirement: $11,380

Spotify is a music service that allows users to listen to a nearly endless music database.

Those who are not on Spotify Premium can't access the music on mobile devices and must listen to ads.

Intermediate monthly sessions at Utah Ballroom Dance
August Miller, Deseret News

Monthly Cost: $40
IRA Balance by retirement: $45,521

Sirius XM Premier Package
Evan Apostini, Associated Press

Monthly Cost: $17.99
IRA Balance by retirement: $20,485

Monthly Makeup
Brian Nicholson, Deseret News

Monthly Cost: $16.44
IRA Balance by retirement: $18,683

A recent survey from Superdrug shows that women shop for makeup five times a year and spend about $39.45 each trip.

The grand total
shutterstock.com

All the savings combined in this slideshow total to more than $1 million towards retirement.

Median retirement savings is $333,000, according to the Federal Reserve.