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With the Internet age comes an increasing concern over financial security. The following is a list of ways you can stay financially safe from BankRate.com. "These steps will move consumers into a much safer place financially," Gail Cunningham, spokeswoman for the National Foundation for Credit Counseling, told BankRate in a statement. "They are easy to implement and will provide another level of much-needed financial protection."

Keep personal information off social networks
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Posting your address on a social media site, like Facebook, and then telling the world you are going on vacation through a status update makes you a prime target for thieves.

Even the most harmless information can lower your security.

Beware of phishing
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Phishing is any attempt to obtain personal information by posing as a trustworthy source, usually in the form of an email or other online message.

Learn to spot fraudulent emails and messages.

Be suspicious
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Watch for suspicious emails that ask for personal information or money.

Any message that asks for either could be a scam.

Use credit, not debit
Damian Dovarganes, Associated Press

Using a credit card instead of debit is safer because of the consumer protection it comes with.

Credit card companies have a lot more protections in place for credit cards.

Know your rights

Become familiar with the Fair Credit Protection Act, Fair Credit Reporting Act and Fair Credit Billing Act.

Information on these acts can be found on the Federal Trade Commission website, FTC.gov.

Guard against identity theft
Deseret News file photo

Don't carry your social security card in your wallet. Also, review your credit report regularly and report unknown entries.

Review your bank statements
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Reviewing monthly bank and credit card statements will help track down any unauthorized activity on your card.

Online access makes it easier to access statements more frequently.

Use direct deposit
Mary Ann Anderson, MCT

If you can't do direct deposit, try safer mailing through a post office box or a locked mailbox.