Jill Clardy via Flickr

A good college education doesn't always have to be expensive. Following is a list of ten colleges that cost less than $20,000 per year in tuition and other expenses (room and board and books). Find out which three Ivy league universities and what Utah school made the list. Information collected from Kiplinger.

10 Pepperdine University
John Beagle via Flickr

Location: Malibu, California

Enrollment (undergraduate): 3,474

Total cost: $56,872

Average need-based aid: $38,389

Average net cost: $18,483

Founded in 1937, the university opened its campus on the Pacific coastline in 1972. Seventy-five percent of students receive some form of financial aid.

9 Wofford College
Lorianne DiSabato via Flickr

Location: Spartanburg, South Carolina

Enrollment (undergraduate): 1,536

Total cost: $45,675

Average need-based aid: $27,668

Average net cost: $18,007

While need-based aid can move tuition down to half of the original price, two-thirds of students who have no other aid get an average of $14,432.

8 Thomas Aquinas College
Austin.Welsh via Flickr

Location: Santa Clara, California

Enrollment (undergraduate): 358

Total cost: $31,850

Average need-based aid: $14,407

Average net cost: $17,443

Though this college doesn't offer merit aid, it does cover 100 percent of expenses for the 75 percent of the student body who qualify for need-based aid.

7 Stanford University
Jill Clardy via Flickr

Location: Stanford, California

Enrollment (undergraduate): 6,988

Total cost: $56,008

Average need-based aid: $39,105

Average net cost: $16,903

While Stanford has an admission rate of 7 percent. While merit aid averages $5,701, need-based aid averages almost $40,000.

6 Yale University
CanWeBowlPlease via Flickr

Location: New Haven, Connecticut

Enrollment (undergraduate): 5,349

Total cost: $52,700

Average need-based aid: $38,914

Average net cost: $13,786

Due to an endowment of $19.4 billion, as of June 30,2011, students who borrow at Yale graduate with an average debt of just $10,000.

5 Harvard University
MusMs via Flickr

Location: Cambridge, Massachusetts

Enrollment (undergraduate): 6,676

Total cost: $55,496

Average need-based aid: $42,229

Average net cost: $13,267

With an admission rate of just 6 percent, Harvard is the most competitive Ivy League school. Aid has been increased by 70 percent over the last five years. Students from families that earn less than $65,000 don't pay a cent.

4 Amherst College
Matthew McVickar via Flickr

Location: Amherst, Massachusetts

Enrollment (undergraduate): 1,791

Total cost: $55,098

Average need-based aid: $41,991

Average net cost: $13,107

Founded in 1821 as a college for young men, enrollment expanded to include women as well. For qualifying applicants, the college pays 100 percent of their needs.

3 Principia College
stannate via Flickr

Location: Elsah, Illinois

Enrollment (undergraduate): 542

Total cost: $36,060

Average need-based aid: $23,055

Average net cost: $13,005

Near the Mississippi River, Principia College is based in the Christian Science philosophy. About half of students recieve need-based aid, and an average of $14,885 in merit-based aid to 26 percent of students.

2 Brigham Young University
Ken Lund via Flickr

Location: Provo, Utah

Enrollment (undergraduate): 30.684

Total cost: $17,552 (non-Mormon); $12,842 (Mormon)

Average need-based aid: $5,333

Average net cost: $12,219 (non-Mormon); $7,509 (Mormon)

Brigham Young is sponsored by The Church of Jesus Christ of Latter-day Saints. While tuition is offered at a reduced price for members of the church, tuition rates for non-mormons are still quite reasonable.

1 Berea College
ttyS0 via Flickr

Location: Berea, Kentucky

Enrollment (undergraduate): 1,661

Total cost: $7,646 (room and board, fees and textbooks)

Average need-based aid: free tuition and $5,005

Average net cost: $2,641

Students are enrolled on a need-based basis, and every student is awarded a full tuition scholarship. Overall cost to attend this four-year institution is less than one year at a two-year college.