Our take: With the economy struggling, colleges are taking a hit by raising their tuition rates across the country. The increased rates have caused more students to take out loans and go into debt for education.

Yesterday, the Department of Education offered up yet another bit of awful sounding news about the cost of college, when it reported that tuition at four-year, public institutions had jumped up 15 percent in two years -- even faster than the cost of health care. At private schools, they rose by almost 10 percent on average. If there was suddenly a run on Xanax at your neighborhood CVS, you can safely blame it on anxiety-ridden parents.

But while everyone chews their meds, I'd like to offer a few reasons for calm.